Karen Geselle, Associate Broker

Meridian Home For Sale

Karen Geselle — Thu, 01 May 2008 15:37:40 +0000

Pride of ownership shows in this sparkling clean 3 bedroom, 2 bath home. Ample windows throughout home allows every room to be light and bright. Architectural details bound in this home - from the vaulted ceilings to the arched doorways to the abundance of plant shelves and an (more…)

Race To Robie Creek

Karen Geselle — Mon, 14 Apr 2008 21:24:45 +0000

If you are a marathon runner and want to try something extra challenging, The Race to Robie Creek might be what you’re looking for. Billed as the toughest half marathon in the Northwest, the race is about 13 miles, including an eight-mile climb to 4,797-foot Aldape Summit and a steep, five-mile descent. The race has been held each spring for the past 23 years and includes around 3000 walkers and runners. This year the race will be held on April 19th. If you haven’t signed up yet for this year’s event, you’re too late. But plan to sign up early next year and participate in this grueling event.

Boise area MLS to enforce selling price disclosure

Karen Geselle — Thu, 10 Apr 2008 00:02:06 +0000

Starting July 1st, 2008, the Intermountain MLS, the multiple listing service (MLS) in and around the Boise area, will begin to enforce Section 2.5 of its Rules & Regulations regarding disclosure of sales price. And I say, “Hooray”. Over the past year or so as prices have been coming down off their unsustainable highs, more and more homes that were sold reported a “0″ (Zero) sales price. That made it even more difficult for Realtors to provide accurate information to potential sellers. (more…)

Kuna Home For Sale

Karen Geselle — Fri, 04 Apr 2008 22:20:28 +0000

Great potential in this fixer. Some work has been done - newer roof, remodeled kitchen, garage converted to master bedroom w/walk-in closet. Needs floor coverings and general clean-up but opportunity exists for instant equity.

Kitchen has been updated and opened up to the living space. New cabinets with breakfast bar and pantry.

Storage shed/shop in backyard doesn’t have electricity but has the potential for a great little shop. Or storage space. RV parking large enough for more than just one. Large deck overlooking spacious backyard. Culdesac location in quiet neighborhood. (more…)

Boise ranks #2 among U.S. cities

Karen Geselle — Sat, 22 Mar 2008 00:18:45 +0000

For the 4th straight year, Forbes magazine has ranked Boise as one of the top 5 metro areas in its Best Places for Business and Careers survey. The survey is based on factors such as job and income growth, business and living costs, education of the work force, migration trends, and quality-of-life measures such as crime rates and cultural opportunities. (more…)

Boise State WAC Champs

Karen Geselle — Mon, 17 Mar 2008 21:17:04 +0000

Congratulation to the Boise State University men’s basketball team and to the coaches for their successful year and for capping it off by winning the Western Athletic Conference Championship over New Mexico State University last Saturday night. Triple overtime no less. I look forward to watching more exciting games next year.

Boise Crime Rate Dropping

Karen Geselle — Sat, 01 Mar 2008 16:31:45 +0000

Good news for residents of the City of Trees. According to a press release from the Boise Police Department, Boise City’s crime rate, adjusted per 100,000 population, has dropped 37% over the past decade including an 8% drop between 2006 and 2007. (more…)

Boise Short-Sale Homes In All Price Ranges

Karen Geselle — Wed, 27 Feb 2008 22:47:32 +0000

Looking for a deal? The number of homes in short sale in the Boise area is climbing. Not looking for a “starter home”? That’s okay because luxury homes are also being offered in short sale.

The term “short sale” means that the lender on the property is willing to accept less than what is owed on the property to avoid foreclosure. However, that doesn’t mean that you can offer a ridiculously low price and the lender is going on accept it. But a reasonable offer together with reasonable terms will be taken seriously.

Currently, short sale homes in all price ranges are available in the Boise area. From a 3 bedroom, 2 bath, 1125 square foot home in Canyon County priced at $111,900. to a 4 bedroom, 4 bath, 5977 square foot home in Hidden Springs priced at $1,250,000. (including over an acre of land).

If you’re interested in learning more about short sale homes in the Boise area, email or call me today!

Help for Troubled Homeowners

Karen Geselle — Fri, 22 Feb 2008 18:12:53 +0000

You purchased a home a couple of years ago. Now your subprime adjustable rate loan is about to re-adjust upward and you don’t know how you’ll make the payment, Now there’s help.

Under an initiative announced in December - Hope Now - homeowners with subprime loans are finding help in resolving their mortgage woes. Hope Now is an agreement entered into by lenders, loan servicers and mortgage investors. The initiative provides an interest-rate freeze on the loan so that the borrower has time to work out a solution.

The first course of action to take is to call the national counseling hotline - 1.888.995.4673 - to talk to a HUD-approved counselor. This number has counselors available 24/7. The counselor will collect information about the homeowner’s financial situation and determine eligibility to participate in the program. You may be eligible if:

1) you’re current on your loan and expect to stay current after the rate adjusts upward but need to refinance;
2) you’re current but may default after the rate adjusts,
3) or you’re in default even before the rate adjusts.

In addition, you must have secured your financing between January 1, 2005 and July 31, 2007 and your rate is set to adjust between January 1, 2008 and July 31, 2010.

However, any homeowners who is facing default for any reason can call to get counseling. It costs nothing and may provide an answer to your mortgage woes.

Spacious But Cozy Caldwell Home For Sale

Karen Geselle — Wed, 30 Jan 2008 23:25:56 +0000

Comfortable family home in community close to freeway access and shopping. Four spacious bedrooms on the upper level - one with hardwood flooring.

Master bath includes dual sinks, deep soaker tub plus separate oversized shower. Master closet is big enough to get lost in. (more…)