Posts Filed Under — Mortgage Loans

You purchased a home a couple of years ago. Now your subprime adjustable rate loan is about to re-adjust upward and you don’t know how you’ll make the payment, Now there’s help.
Under an initiative announced in December - Hope Now - homeowners with subprime loans are finding help in resolving their mortgage woes. […]

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So, you’ve gone to AnnualCreditReport.com and printed out your credit report. You find an error or maybe more than one. What next? Again, thanks to Kellie Allen of Countrywide Home Loans for some excellent advice on disputing the errors.
1. Ask for a Credit Dispute form from your mortgage broker.
2. Complete one form […]

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As stated in the last blog entry, improving your credit score can save you thousands on your next home loan. According to Kellie Allen of Countrywide Home Loans in Eagle here are a few steps to take to start improving your credit profile.

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With all of the talk about credit tightening, now is the right time to make sure that your credit is ship-shape and to correct any inaccuracies on your credit report. And who knows - it may save you thousands on your next home loan. So where do you start?

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Home Buyers in Canyon County, take note! Idaho Housing and Finance Association is offering low interest home loans to home buyers in Canyon County. And, no, you don’t have to be a first time home buyer.
Idaho Housing and Finance Association (IHFA), known for its first time home buyer programs, is currently offering 5.91%

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Occasionally, I will publish an article that is timely, informative, or helpful but written by a real estate industry professional who I know and trust. The following was written by Kellie Allen, a mortgage consultant with Countrywide Home Loan in Eagle.
The Subprime Loan Hype
by Kellie Allen
The headlines are full of news on the mortgage […]

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With the recent run-up in home prices in the Boise area, some homeowners may qualify to remove the PMI premium from their monthly mortgage payment.
PMI - private mortgage insurance - is insurance that reimburses the lender if the borrower is unable to repay the loan and the lender isn’t able to recover […]

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