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	<title>Boise Idaho Real Estate&#187; Home Buyer Tips</title>
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	<link>http://www.karengeselle.com</link>
	<description>helping you find your way home....</description>
	<lastBuildDate>Mon, 23 Aug 2010 22:28:00 +0000</lastBuildDate>
	
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		<title>Idaho AG Publishes Free Self-Help Handbooks for Homeowners/Buyers</title>
		<link>http://www.karengeselle.com/2009/10/23/idaho-ag-publishes-free-self-help-handbooks-for-homeownersbuyers/</link>
		<comments>http://www.karengeselle.com/2009/10/23/idaho-ag-publishes-free-self-help-handbooks-for-homeownersbuyers/#comments</comments>
		<pubDate>Fri, 23 Oct 2009 21:25:11 +0000</pubDate>
		<dc:creator>kgeselle</dc:creator>
				<category><![CDATA[Home Buyer Tips]]></category>

		<guid isPermaLink="false">http://www.karengeselle.com/?p=1082</guid>
		<description><![CDATA[
			
				
			
		
The Idaho Attorney General&#8217;s office announced today two new free publications &#8211; one to help struggling homeowners facing foreclosure and one for home buyers.  The two publications are available on the  AG&#8217;s website.

&#8220;Foreclosure Prevention and Foreclosure Scams: How to Tell the Difference&#8221; was designed to help homeowners who are facing foreclosure learn about [...]]]></description>
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		<title>Love those first time home buyers!</title>
		<link>http://www.karengeselle.com/2009/09/25/love-those-first-time-home-buyers/</link>
		<comments>http://www.karengeselle.com/2009/09/25/love-those-first-time-home-buyers/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 14:23:19 +0000</pubDate>
		<dc:creator>kgeselle</dc:creator>
				<category><![CDATA[Home Buyer Tips]]></category>

		<guid isPermaLink="false">http://www.karengeselle.com/?p=1035</guid>
		<description><![CDATA[
			
				
			
		
Over the past few months, I&#8217;ve had the pleasure of working with several first time home buyers in their search for their first home.  It wasn&#8217;t always easy &#8211; credit issues, losing out to other buyers, playing the waiting game on a short sale.  But when the sale comes together and closes, there [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>First Time Buyer Tax Credit</title>
		<link>http://www.karengeselle.com/2009/08/06/first-time-buyer-tax-credit/</link>
		<comments>http://www.karengeselle.com/2009/08/06/first-time-buyer-tax-credit/#comments</comments>
		<pubDate>Thu, 06 Aug 2009 20:19:45 +0000</pubDate>
		<dc:creator>kgeselle</dc:creator>
				<category><![CDATA[Boise Economic News]]></category>
		<category><![CDATA[Boise Real Estate]]></category>
		<category><![CDATA[Home Buyer Tips]]></category>

		<guid isPermaLink="false">http://www.karengeselle.com/?p=950</guid>
		<description><![CDATA[
			
				
			
		
First time home buyers, take notice.  The $8000. tax credit offered by the Federal Government is coming to an end.  You only have until December 1, 2009 to find that perfect home, make an offer, get your offer accepted and close on the purchase if you want to qualify for the tax credit. [...]]]></description>
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		<title>Struggling to make your mortgage payment?  Here&#8217;s help&#8230;.</title>
		<link>http://www.karengeselle.com/2009/07/06/struggling-to-make-your-mortgage-payment-heres-help/</link>
		<comments>http://www.karengeselle.com/2009/07/06/struggling-to-make-your-mortgage-payment-heres-help/#comments</comments>
		<pubDate>Mon, 06 Jul 2009 16:12:43 +0000</pubDate>
		<dc:creator>kgeselle</dc:creator>
				<category><![CDATA[Boise Business]]></category>
		<category><![CDATA[Boise Economic News]]></category>
		<category><![CDATA[Boise Real Estate]]></category>
		<category><![CDATA[Home Buyer Tips]]></category>
		<category><![CDATA[Mortgage Loans]]></category>

		<guid isPermaLink="false">http://www.karengeselle.com/?p=874</guid>
		<description><![CDATA[
			
				
			
		
Good news for those struggling homeowners who have continued to make their monthly mortgage payment.  HUD director Shaun Donovan announced an expansion of the Home Affordability Finance Program (HARP).  This program is aimed at helping homeowners take advantage of lower interest rates &#8211; or a fixed interest rate &#8211; even though they are [...]]]></description>
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		<title>Interest rates up?  Sales will be down.</title>
		<link>http://www.karengeselle.com/2009/07/03/interest-rates-up-sales-will-be-down/</link>
		<comments>http://www.karengeselle.com/2009/07/03/interest-rates-up-sales-will-be-down/#comments</comments>
		<pubDate>Fri, 03 Jul 2009 22:13:53 +0000</pubDate>
		<dc:creator>kgeselle</dc:creator>
				<category><![CDATA[Boise Business]]></category>
		<category><![CDATA[Boise Economic News]]></category>
		<category><![CDATA[Boise Real Estate]]></category>
		<category><![CDATA[Home Buyer Tips]]></category>
		<category><![CDATA[Home Seller Tips]]></category>
		<category><![CDATA[Mortgage Loans]]></category>

		<guid isPermaLink="false">http://www.karengeselle.com/?p=813</guid>
		<description><![CDATA[
			
				
			
		
Back in March, I blogged about whether home buyers should buy now or wait for further declines in home values and how interest rate increases could price a home buyer out of the market.  A economist with Stewart Title provided a scenario where some home buyers would be priced out of the market if [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Buy Now or Later</title>
		<link>http://www.karengeselle.com/2009/03/26/buy-now-or-later/</link>
		<comments>http://www.karengeselle.com/2009/03/26/buy-now-or-later/#comments</comments>
		<pubDate>Thu, 26 Mar 2009 16:53:29 +0000</pubDate>
		<dc:creator>snyce</dc:creator>
				<category><![CDATA[Boise Business]]></category>
		<category><![CDATA[Boise Economic News]]></category>
		<category><![CDATA[Boise Real Estate]]></category>
		<category><![CDATA[Home Buyer Tips]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[Timing the Real Estate Market]]></category>

		<guid isPermaLink="false">http://www.karengeselle.com/?p=427</guid>
		<description><![CDATA[
			
				
			
		
Recently I attended a seminar given by Dr. Ted Jones, Senior Vice President-Chief Economist for Stewart Title Guaranty Company, a national company that provides title insurance and escrow services in the real estate industry.  He provided a lot of common sense information about the current state of our economy.  But the one idea [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>First Time Home Buyer Assistance in Idaho</title>
		<link>http://www.karengeselle.com/2009/02/23/first-time-buyer-assistance-in-idaho/</link>
		<comments>http://www.karengeselle.com/2009/02/23/first-time-buyer-assistance-in-idaho/#comments</comments>
		<pubDate>Mon, 23 Feb 2009 15:17:39 +0000</pubDate>
		<dc:creator>snyce</dc:creator>
				<category><![CDATA[Boise Business]]></category>
		<category><![CDATA[Boise Economic News]]></category>
		<category><![CDATA[Boise Real Estate]]></category>
		<category><![CDATA[Home Buyer Tips]]></category>

		<guid isPermaLink="false">http://www.karengeselle.com/?p=334</guid>
		<description><![CDATA[
			
				
			
		
Are you a &#8220;First Time Home Buyer*?&#8221;  If you are, the Federal Government would like to give you a tax credit for purchasing a home.
Congress recently passed and the President signed the American Recovery and Reinvestment Act which includes a provision for a tax credit for first time home buyers.  The provision is [...]]]></description>
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		<slash:comments>2</slash:comments>
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		<item>
		<title>HUD Foreclosures &#8211; Idaho</title>
		<link>http://www.karengeselle.com/2008/12/17/hud-foreclosures-idaho/</link>
		<comments>http://www.karengeselle.com/2008/12/17/hud-foreclosures-idaho/#comments</comments>
		<pubDate>Wed, 17 Dec 2008 17:00:15 +0000</pubDate>
		<dc:creator>snyce</dc:creator>
				<category><![CDATA[Boise Business]]></category>
		<category><![CDATA[Boise Economic News]]></category>
		<category><![CDATA[Boise Real Estate]]></category>
		<category><![CDATA[Home Buyer Tips]]></category>

		<guid isPermaLink="false">http://www.karengeselle.com/?p=255</guid>
		<description><![CDATA[
			
				
			
		
Seems like it&#8217;s been a long time since we&#8217;ve seen many HUD foreclosures available in the Boise area. Used to be that the &#8220;flippers&#8221; and investors snatched them up before the homes ever made the HUD foreclosure website.

However, with the number of foreclosures that are happening in Idaho, HUD was bound to get their share [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Mortgage Loan Modification Specialists?</title>
		<link>http://www.karengeselle.com/2008/12/17/mortgage-loan-modification-specialists/</link>
		<comments>http://www.karengeselle.com/2008/12/17/mortgage-loan-modification-specialists/#comments</comments>
		<pubDate>Wed, 17 Dec 2008 16:46:06 +0000</pubDate>
		<dc:creator>snyce</dc:creator>
				<category><![CDATA[Boise Business]]></category>
		<category><![CDATA[Boise Economic News]]></category>
		<category><![CDATA[Boise Real Estate]]></category>
		<category><![CDATA[Home Buyer Tips]]></category>
		<category><![CDATA[Home Seller Tips]]></category>
		<category><![CDATA[Mortgage Loans]]></category>
		<category><![CDATA[This & That]]></category>

		<guid isPermaLink="false">http://www.karengeselle.com/?p=252</guid>
		<description><![CDATA[
			
				
			
		
The Idaho Department of Finance is warning struggling Idaho homeowners against the upsurge of &#8220;mortgage loan modification specialists&#8221; who are making promises of relief from increasing mortgage payments.  Gavin McGee, director of the Idaho Department of Finance, states that &#8220;We are receiving an increasing number of inquiries from struggling homeowners about such offers.&#8221;  [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<item>
		<title>Boise Area Homes Sold November 2008</title>
		<link>http://www.karengeselle.com/2008/12/12/boise-area-homes-sold-november-2008/</link>
		<comments>http://www.karengeselle.com/2008/12/12/boise-area-homes-sold-november-2008/#comments</comments>
		<pubDate>Fri, 12 Dec 2008 15:49:09 +0000</pubDate>
		<dc:creator>snyce</dc:creator>
				<category><![CDATA[Boise Business]]></category>
		<category><![CDATA[Boise Economic News]]></category>
		<category><![CDATA[Boise Real Estate]]></category>
		<category><![CDATA[Home Buyer Tips]]></category>
		<category><![CDATA[Home Seller Tips]]></category>
		<category><![CDATA[Monthly Homes Sales]]></category>
		<category><![CDATA[This & That]]></category>

		<guid isPermaLink="false">http://www.karengeselle.com/?p=250</guid>
		<description><![CDATA[
			
				
			
		
Total Homes Sold in Ada County in November 2008 &#8211; 265
Boise
North &#8211; 23 homes with a median price of $297,500
Northeast-3 homes with a median price of $220,000
Southeast-14 homes with a median price of $210,000
Bench-12 homes with a median price of $140,000
South-7 homes with a median price of $205,000
Southwest-37 homes with a median price of $169,994
West- [...]]]></description>
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