Posts Filed Under — Home Buyer Tips

Looking for a deal? The number of homes in short sale in the Boise area is climbing. Not looking for a “starter home”? That’s okay because luxury homes are also being offered in short sale.
The term “short sale” means that the lender on the property is willing to accept less than what […]

[Read more →]

You purchased a home a couple of years ago. Now your subprime adjustable rate loan is about to re-adjust upward and you don’t know how you’ll make the payment, Now there’s help.
Under an initiative announced in December - Hope Now - homeowners with subprime loans are finding help in resolving their mortgage woes. […]

[Read more →]

Many buyers out there are afraid to commit to a home purchase now because of the recent direction of the housing market. If they buy now, the market may continue to go down and the home they buy will decrease in value. However, “timing” the real estate market - like the stock market […]

[Read more →]

I’m currently involved in a transaction where my client-buyer is purchasing a new construction home. In talking to the builder/seller’s agent, she mentioned that there was no need for a home inspection since this was a new home and the home had a one year warranty to cover any defects.

[Read more →]

So, you’ve gone to AnnualCreditReport.com and printed out your credit report. You find an error or maybe more than one. What next? Again, thanks to Kellie Allen of Countrywide Home Loans for some excellent advice on disputing the errors.
1. Ask for a Credit Dispute form from your mortgage broker.
2. Complete one form […]

[Read more →]

As stated in the last blog entry, improving your credit score can save you thousands on your next home loan. According to Kellie Allen of Countrywide Home Loans in Eagle here are a few steps to take to start improving your credit profile.

[Read more →]

Buying a home can be the single most important financial commitment made by an individual. So why purchase a home without knowing the “ins” and “outs” of the home? Potential home buyers should always insist on a thorough home inspection by a qualified home inspector. In fact,

[Read more →]