Category Archives: Home Buyer Tips

Idaho AG Publishes Free Self-Help Handbooks for Homeowners/Buyers

The Idaho Attorney General’s office announced today two new free publications – one to help struggling homeowners facing foreclosure and one for home buyers. The two publications are available on the AG’s website.
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Love those first time home buyers!

Over the past few months, I’ve had the pleasure of working with several first time home buyers in their search for their first home. It wasn’t always easy – credit issues, losing out to other buyers, playing the waiting game on a short sale. But when the sale comes together and closes, there [...]
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First Time Buyer Tax Credit

First time home buyers, take notice. The $8000. tax credit offered by the Federal Government is coming to an end. You only have until December 1, 2009 to find that perfect home, make an offer, get your offer accepted and close on the purchase if you want to qualify for the tax credit. [...]
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Struggling to make your mortgage payment? Here’s help….

Good news for those struggling homeowners who have continued to make their monthly mortgage payment. HUD director Shaun Donovan announced an expansion of the Home Affordability Finance Program (HARP). This program is aimed at helping homeowners take advantage of lower interest rates – or a fixed interest rate – even though they are [...]
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Interest rates up? Sales will be down.

Back in March, I blogged about whether home buyers should buy now or wait for further declines in home values and how interest rate increases could price a home buyer out of the market. A economist with Stewart Title provided a scenario where some home buyers would be priced out of the market if [...]
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Buy Now or Later

Recently I attended a seminar given by Dr. Ted Jones, Senior Vice President-Chief Economist for Stewart Title Guaranty Company, a national company that provides title insurance and escrow services in the real estate industry. He provided a lot of common sense information about the current state of our economy. But the one idea [...]
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First Time Home Buyer Assistance in Idaho

Are you a “First Time Home Buyer*?” If you are, the Federal Government would like to give you a tax credit for purchasing a home. Congress recently passed and the President signed the American Recovery and Reinvestment Act which includes a provision for a tax credit for first time home buyers. The provision is [...]
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HUD Foreclosures – Idaho

Seems like it’s been a long time since we’ve seen many HUD foreclosures available in the Boise area. Used to be that the “flippers” and investors snatched them up before the homes ever made the HUD foreclosure website.
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Mortgage Loan Modification Specialists?

The Idaho Department of Finance is warning struggling Idaho homeowners against the upsurge of “mortgage loan modification specialists” who are making promises of relief from increasing mortgage payments. Gavin McGee, director of the Idaho Department of Finance, states that “We are receiving an increasing number of inquiries from struggling homeowners about such offers.” [...]
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Boise Area Homes Sold November 2008

Total Homes Sold in Ada County in November 2008 – 265 Boise North – 23 homes with a median price of $297,500 Northeast-3 homes with a median price of $220,000 Southeast-14 homes with a median price of $210,000 Bench-12 homes with a median price of $140,000 South-7 homes with a median price of $205,000 Southwest-37 homes with a median price of $169,994
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